Group benefits, retirement, and coverage advice for employers.

Group benefits are the core of our work. We handle health, dental, life, disability, critical illness, travel, and EAP coverage, along with the plan design, carrier selection, renewal work, and ongoing service that keep the plan running properly.

At renewal, we review claims and experience, identify what is driving the change, negotiate with the carrier, and explain the result clearly so the employer can make a confident decision.

Throughout the year, we help with employee communication, plan changes, market reviews when needed, and service issues as they come up.

Group retirement can be a practical solution for employers who want to improve retention and help employees build long-term savings.

We help employers evaluate Group RRSP, DPSP, and defined contribution options, including contribution design, eligibility, provider selection, employee education, and administration.

The right plan should support employees while remaining manageable for the employer.

A Health Spending Account can provide employees with flexible, tax-free reimbursement for eligible health and dental expenses while giving the employer control over the annual allowance.

HSAs can complement a traditional benefits plan or provide a simple starting point for smaller employers. They give employees flexibility while allowing employers to set a defined annual budget.